You can do that using SBI Rewardz app or by sending n SMS -REWARDS (Last four digits of your card number) from your registered mobile number to 5676791. The more you will spend, the more you will earn points to get rewarded. Sharma enjoys great discounts on dining with his Credit Card. in supermarkets. Plus ICICI regularly come up with some offers on its credit card every year.A note: Almost all the cards with an annual fee, may waive that fee if you are good in negotiating, especially if you have been regularly using that credit card. It would actually have been better to get the 5X reward points instead for that transaction, but that is not possible.I know that things are not perfect, how ever you must have got some ideas out of the post, which now you can utilize to figure out the best credit card for some category ?But if you want to pay bill more than 4000K u can pay it in multiple transaction as it is valid , i am paying my electricity bill in multiple transaction and getting the 5% cash back on each transaction.This is a good article. It works well for known departmental stores (which we tested for cash back) and it fails some time (when we use it in unknown stores) . The Citi premier miles is also a good option if you do not want to stick with Jet. If you look at the value proposition of different cards, they are vastly different in terms of Rupee Earned per Rs. The date of issue of the voucher and the date of expiry will be provided on the voucher itself.Mr. For Example – For a HDFC Silver/Gold card, you earn 1 reward point for Rs. Since I know my fuel consumption pattern, I load my card well before in advance so that it is more of a convenience than always carrying cash. did some research online for 6hrs read so many articles butdint get answer..,You dont need in reality, but these days you need it to build your credit score. https://www.bankbazaar.com/citibank-credit-card-reward-points.html For a platinum card you can get almost 1 rupee for every 100 spent when you redeem the points through gift vouchers. What really matters is your credit limit and your usage (should be atmax 50% of the limit) .This is awesome post and thanks for doing all the grunt work! It would surely depend on person to personHi Manish, neither me nor my wife understand credit card.my brother-in-law (saala) insisted my wife to take credit card and he is using my wife’s card. 1000 minimum, you do NOT get even reward points4. You can also redeem your SBI reward points against cash. But I like cashback more than earnings through reward points. )Citibank credit card holders can earn reward points for various spends made on the card and redeem these points for a wide range of attractive rewards. Again the entire article has been based on my experience and research, so am open to suggestions and feedback. The reward that has been ordered from the reward catalogue against the rewards accrued cannot be cancelled.You can also can redeem your rewards points as cashback against the outstanding amount on your In order to redeem these reward points for air miles or cashback, you can either email the You can redeem reward points as air miles in the following airlines - You can redeem your Citibank reward points to shop and pay for products online, from sites such as Yatra.com, BookMyShow, Vodafone, Indigo, goibibo.com, etc. Last year it was 1000 points for annual fee of 999.
1000 only and Axis Bank no where mentioned in T&C about max limit per month.
Yes you are right its a no free card. other banks such as sbi and citi were not charging for the loans taken with them.Can you please see the terms and conditions of the card ? However, I dont think I am eligible to answer your query as its either out of scope of my knowledge or its not related to money matter directly I suggest you use this link to apply for credit card – I would be glad if the author may update the blog with latest cards available in the market if any changes.Can some one confirm what does online transaction means? IndianOil Citi Titanium & Platinum Card. E.g.
But remember you pay a currency conversion fee of 3.5% and service tax which is about 3.87 per 100.
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