If just a third of these people file a claim, the payout is only $1.84 per person.Get Make It newsletters delivered to your inboxIf you're not going to sue Yahoo on your own, then your best option may be to file for credit monitoring or the alternative cash payment.Even if you didn't suffer any direct harm from the breach, you could claim free credit monitoring or a cash payout of up to $100 if you already have credit services in place.If you've received an email from Yahoo in recent weeks alerting you to a data breach settlement, now is the time to pay attention and take action.There are some pieces of information that don't typically change, such as Social Security numbers and your home address, that do become more valuable over time, aging like a fine wine, Steinberg says. Inc. "If millions of people opt out, the settlement might go away, but millions of people will not opt out."
But with several deadlines fast-approaching, here's a look at the ways to respond."It probably pays to fill out [a claim] if there's no chance in the world that you'd sue Yahoo anyway," Steinberg says. As with option 1, you have until July 20, 2020 to file a claim."Everybody probably has free credit monitoring at this point," Steinberg says, adding that companies keep giving credit monitoring out after data breaches. You cannot opt out via email or by calling — you must send a letter to:There's always the choice to simply ignore the emails. If you don't want to participate in the settlement, but you still want to preserve your future right to sue Yahoo, you have until March 6, 2020 to send in a letter stating your intent. If by mail, you can download and print the claim form, fill it out and mail it with any supporting documentation.The website to file a claim is www.yahoodatabreachsettlement.com, and the deadline to file is July 20, 2020.The amount for alternative compensation payments is listed as $100 on the website with a note that the "amount could decrease if the amount of all valid claims exceeds the amount of the Settlement Fund, or the payment could increase to as high as $358.80 if there are remaining funds after all claims for Out-of-Pocket Costs, Paid User Costs, and Small Business User Costs are paid. Yahoo is offering two years of free credit-monitoring services to anyone who had a compromised Yahoo account… Consumers affected by the Yahoo breach will have the opportunity to receive at least two years of credit-monitoring services through AllClear ID, which not only keeps an eye on your credit file …
Yahoo users can now file a claim for a piece of the $117.5 million class-action settlement related to massive data breaches. In August 2013, "malicious actors were able to gain access to Yahoo’s user database and took records for all existing Yahoo accounts," which was approximately 3 billion, according to the settlement website.If you had a Yahoo account between Jan. 1, 2012 and Dec. 31, 2016 – including traditional Yahoo email or accounts on Yahoo Fantasy Sports, Yahoo Finance, Tumblr and Flickr – you can get two years of free credit monitoring services by AllClear ID or up to $358.To get a cash payment, which may be $100 or less, you have to verify you already have credit monitoring or protection services and say you will keep them by filing an "Alternative Compensation Claim," according to frequently asked questions on the settlement website.According to the Federal Trade Commission, because the response to the settlement "has been overwhelming," consumers will get "nowhere near the $125 they could have gotten if there hadn’t been such an enormous number of claims filed." So this cash payment option attempts to provide some relief if you fall into that camp.If there are remaining funds after all the claims are paid, the alternative compensation claim amount could increase to $358.80. The deadline to file is July 20, 2020. "This data breach wasn't disclosed until years later 2016 and is considered the largest hack in history.But based on past class action settlements, it is expected to be less than initially announced.In July when the Equifax settlement was announced and the website to submit claims launched, consumers were told they could receive free credit monitoring for 10 years or up to $125.The website outlines smaller breaches in the time frame including a 2014 incident revealed two years later, when Yahoo said information from at least half a billion accounts was stolen.You also can request a claim form be mailed to you by calling 1-844-702-2788 or emailing info@YahooDataBreachSettlement.com.Fill out your claim form and mail it (including postage) to: In re: Yahoo!
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